Privacy Policy

Last Updated: February 8, 2026

At VaultSio, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

1. Information We Collect

Personal Information

When you create an account with VaultSio, we may collect:

  • Name and email address
  • Profile picture (optional)
  • Payment information for premium features
  • Device information and unique identifiers

Financial Data

VaultSio collects and stores your financial information locally on your device, including:

  • Transaction records (amounts, categories, dates, descriptions)
  • Budget information and spending limits
  • Account balances and financial goals
  • Receipt images and attachments

Usage Information

We automatically collect certain information about how you interact with our app:

  • App features used and frequency of use
  • Device type, operating system, and version
  • Crash reports and performance data
  • Analytics and usage patterns

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve VaultSio services
  • Process your transactions and manage your account
  • Send you important updates, security alerts, and support messages
  • Personalize your experience and provide relevant features
  • Analyze usage patterns to improve app functionality
  • Detect and prevent fraud, abuse, and security incidents
  • Comply with legal obligations

3. Data Storage and Security

Your financial data is stored locally on your device using industry-standard encryption. For users who enable cloud sync:

  • Data is encrypted in transit using TLS 1.3
  • Data is encrypted at rest using AES-256
  • We use secure cloud infrastructure with regular security audits
  • Access to your data is protected by authentication and authorization controls

4. Data Sharing and Disclosure

We do not sell your personal information. We may share your information only in these circumstances:

  • With your consent: When you explicitly authorize us to share information
  • Service providers: With trusted third parties who help us operate our services (e.g., cloud hosting, analytics)
  • Legal requirements: When required by law, court order, or government request
  • Business transfers: In connection with a merger, acquisition, or sale of assets
  • Protection: To protect the rights, property, or safety of VaultSio, our users, or others

5. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: Request a copy of your personal data
  • Correction: Update or correct inaccurate information
  • Deletion: Request deletion of your account and data
  • Export: Download your data in a portable format
  • Opt-out: Disable analytics or marketing communications
  • Object: Object to certain data processing activities

6. Data Retention

We retain your information for as long as your account is active or as needed to provide services. When you delete your account:

  • Your personal information is deleted within 30 days
  • Backup copies are deleted within 90 days
  • Some information may be retained longer if required by law

7. Children's Privacy

VaultSio is not intended for children under 13 years of age. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 13, we will delete it immediately.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by:

  • Posting the new Privacy Policy in the app
  • Sending you an email notification
  • Displaying a prominent notice in the app

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

  • Email: privacy@vaultsio.com
  • Website: Contact Form
  • Mail: VaultSio Privacy Team, [Address]

By using VaultSio, you agree to the collection and use of information in accordance with this Privacy Policy.